A Loss Due to Fire
The first 24 hours
After a medium to heavy fire where repairs are required, contents are usually prioritized based on their fragility and your needs. Emphasis is placed, however, on taking care of short-term clothing, medical needs and other priorities.
Every attempt is made to return these to you within 24 hours of your loss or sooner if possible. If your home is uninhabitable, your insurance representative will advise you on whether your policy includes coverage for increased costs of temporary lodging until you are able to return.